| StoryThere are four people in Mumbai who borrowed money from a bank. And they fail to replay the EMIs (Equated Monthly Installments). Hence the bank hands over the list of defaulters to a recovery agency called ‘Good Luck’ which is run by Sattar Bhai (Sanjay Dutt). Sattar Bhai is a hardcore goon who recovers money from defaulters at any cost. He gets the idea of becoming a politician and decides to win over the hearts of people. That is when these four people had to approach Sattar Bhai. The rest of the story is all about how Sattar Bhai solves the problems of these people and wins their hearts.
 Actors: Sanjay Dutt impresses again in his inimitable style. This character is like an extension of his Munnabhai series. Manoj Joshi’s character is styled in the lines of Circuit in Munnabhai series. Arjun Rampal’s character (except for the cheating nature) is like an extension of his role in ‘Rock on’. Malaika Arora is sexy and got two songs for her and she looks little elder. Urmila Matondkar is alright. Kulbhushan Karbhanda is good.
 Technical departments:  Story - screenplay - direction: Story of the film offers nothing new. Screenplay is shabby. Though he has taken four different cases as EMI victims, he could not explore the problems seriously. There is huge inconsistency in characterizations. The character of Urmila Montodker is whimsical, ruthless and ambitious. But she appears very soft and sensible when falling in love with Sanjay Dutt. The climax of the film is incomplete.  Other technical departments: Music of the film is adequate. Cinematography is average. Dialogues are mediocre. Analysis:   First half of the film is bad and second half is slightly better. The only solace for the film is Sanjay Dutt’s comedy in the second half. Otherwise, it is a badly made film with no script-sense. On a whole, EMI is a kind of film we prefer to watch in installments on DVD.  Jeevi 
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